On completion of your online application documentation will be available immediately, this means no more waiting for post or emails to gain access to your documents.
You will also be prompted to create a customer zone account, your documents will be saved securely there for the life of the policy, they will then be available to you 24 hours a day seven days a week , the customer zone works on most mobile devices meaning you will have access to your documents when on the move!
Do not worry if you lose your policy documents. Your insurance policy is available online in our customer zone, so you can always print out another copy if you need to do so. Just follow the customer zone links. If you can't remember your password just use the forgotten password link and we'll help you set up a new one.
Any problems just give us a call.
As a general rule you can cancel your policy at any time; however, cancellation terms vary between insurers so you should check the policy wording.
The insurer will normally charge you for any time on risk (where you have been covered and could have made a claim) plus an administration fee. Of course if you have made a claim then you should expect to pay for the policy in full.
As soon as you can, you should let us know so that we can amend your policy documents and send you a new certificate of insurance.
Yes please it is important that we have up to date contact details on file, both in case you have to make a claim and to make sure we can send you your renewal documents when the time comes. Especially important is that you let us know your current email address.
In the event you need to make a claim telephone the insurer as soon as you can. The claim line telephone number is printed on your certificate of insurance. If you don't have that to hand you can always go to the customer zone on the website, from there you can download a new set of documents. Alternatively just give us a call and we'll help get the claim registered for you.
You have 14 days from the start date when you can cancel this policy for no fee. If you cancel back to the start date, we will refund what you've paid in full, provided no claims have occurred.
It is our intention to provide you with a high level of customer service at all times, however, if you wish to register a complaint, please contact us:
If your complaint relates to a policy underwritten by an insurer at Lloyd’s please note that in some circumstances we may not be authorised to handle your complaint and will need to pass this onto your insurer. Please refer to your policy wording for full details of the complaints procedure in relation to your policy.
Details of Lloyd’s complaints procedures are set out in a leaflet “HOW WE WILL HANDLE YOUR COMPLAINT” available at www.lloyds.com/complaints and also available from the address below.
Where we hold authority to handle your complaint on behalf of an insurer at Lloyd’s and you are dissatisfied with the response that you receive from us, you can refer your complaint to Lloyd’s. Lloyd’s will investigate the matter and provide a final response. Lloyd's contact details are as follows:
Ultimately, should you remain dissatisfied with the response from any of the above, you may, if you are eligible, refer your complaint to the Financial Ombudsman Service (FOS). http://www.financial-ombudsman.org.uk/
If you wish to complain about an insurance policy purchased online you may be able to use the European Commission's Online Dispute Resolution platform, which can be found at the following address: https://ec.europa.eu/consumers/odr